Privacy Policy

FACTS	WHAT DOES CROWELL STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Credit history Account balances Overdraft history Payment history Employment information When you are no longer our customer, we continue to share your information as described in this notice.

How?	All Financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Crowell State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Crowell State Bank Share?

Can you limit this sharing?

For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes
to offer our products and services to you

We don't share

For joint marketing with other financial companies

We don't share

For our affiliates everyday business purposes
information about your transactions and experiences

We don't share

For our affiliates everyday business purposes
information about your creditworthiness

We don't share

Questions?

Call 940-684-1531

Who we are
Who is providing this notice?	Crowell State Bank

What we do
How does Crowell State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How doe Crowell State Bank collect my personal information?	We collect your personal information, for example, when you Open an account Make deposits or withdrawals from your account Give us your income information Give us your contact information Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why cant I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates everyday business purposes information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Crowell State Bank has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Crowell State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Crowell State Bank does not jointly market.
Other Important Information
For Texas Customers. The Crowell State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Crowell State Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.